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At International cosmetic tours, we understand that the financial aspect of cosmetic surgery and dental procedures can be a concern. That's why we're here to assist our patients in accessing their superannuation funds, making your journey to enhanced confidence and more accessible. Let us guide you through the process so you can focus on what truly matters achieving your desired results. Your satisfaction well-being are our top priorities.

Eligibility for Early Release of Superannuation for Medical Treatment

In certain circumstances, patients may be eligible to apply for early access to their superannuation to assist with the cost of medical treatment.

To qualify under compassionate grounds, the treatment generally needs to meet the following conditions:

Medical Requirement

The treatment must be considered necessary to:

  • alleviate acute or chronic pain

  • alleviate acute or chronic mental health concerns

  • or treat a serious medical condition or injury.

 

Public Availability

The treatment must not be readily accessible through the public healthcare system within a reasonable timeframe.

Treatments That May Be Eligible

Depending on individual circumstances and supporting medical evidence, eligible treatments may include:

  • surgical procedures

  • specialist medical treatments

  • dental treatment

  • psychiatric or psychological care

  • prescribed medications

  • fertility-related treatment.

Treatments That Are Generally Not Eligible

Applications are unlikely to be approved for:

  • general cosmetic procedures without a medical basis

  • household or living expenses

  • holidays, wellness retreats or gym memberships

  • personal debts not directly related to medical treatment

  • procedures not supported by a registered medical practitioner.

 

Important Information

Approval for compassionate release of superannuation is assessed by the Australian Taxation Office (ATO) and is determined on an individual basis. Eligibility depends on medical documentation and personal circumstances.

We recommend seeking independent financial advice before making decisions regarding early super access.

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